Matt Rutter is the principal of Doctor Tax Pty Ltd and is also a Financial Adviser* who specialises in providing permanent resident Medical Professionals with comprehensive insurance solutions including:

• Income Protection (Salary Continuance) Insurance
• Life Insurance
• Total and Permanent Disablement Insurance
• Trauma/Critical Illness Insurance
• Insurance cover within Superannuation

Matt has comprehensive experience in dealing with the risk management and insurance needs of Medical Professionals and tailors solutions for Doctors even covering unique threats like needlestick injuries and blood borne diseases.

Income Protection/ Replacement Insurance

“The number one thing I tell all my medical professional clients is that anyone earning over $50,000p.a. should without doubt have Income Protection insurance, it’s a no-brainer. We all insure our cars and houses, but our most important asset is our own earning ability”

Income Protection is designed to help you avoid the financial stress of drawing down on your assets or taking on more debt in the event you become unable through some physical impediment to continue your normal duties in the workplace.  This could come about because of sickness or accident, which stops an individual from earning income either permanently or for a temporary period of time. Income Protection Insurance can provide a monthly benefit of 75% of your income if you are off work due to injury or sickness.

The other thing is, the insurance premium for this type of insurance cover is tax deductible!!

* Matt is an authorized representative of Oakwood Financial Group (AFSL 255231) a licenced dealer in securities. Oakwood is a Principal Member of the Financial Planning Association of Australia Limited (“FPA”) and is committed to FPA’s Code of Ethics and Rules for Professional Conduct.